Broker Check

How Crime-Resistant Is Your Business?

| February 22, 2018
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Crime and violence are everywhere, especially on the news, in movies, on TV shows, and perhaps even has affected other businesses in your area. But, you may think crime will never find its way to your business. Unfortunately, crime is often random and unpredictable, and there is no way of knowing when it will strike and who will be victimized. Regardless of the type of business you own, workplace security is essential. 

Crime-proofing your business is not that complicated. There are various options to choose from, depending on your specific needs. Here are a few suggestions: 

  1. Quality Doors and Locks. The top precautionary step is to have a metal or solid wood door and cylinder locks that resist kicking, drilling, and beating. Some lock manufacturers offer the added benefit of keys that can be duplicated only on specially designed machines, which are not available at standard key shops and hardware stores. 
  1. Remote Control or Keyless Locks. To protect your office and employees during the day, as well as at night, consider a remote control or keyless lock. While their features vary greatly, the general purpose is to allow access to only a select group of people to whom you give remotes or special codes. 
  1. Video Surveillance Cameras. Cameras catch criminals in the act, ultimately helping with identification. They are available in both stationary and movable models. 
  1. Proper Identification and Security Personnel. Security personnel can help minimize the threat of burglary, especially for companies in isolated environments, or with large facilities and sprawling grounds. Companies with many employees may find great benefit in adding a security/employee check-in system, which can include identification badges. 
  1. Office Safes. If you purchase an office safe, make sure it is big enough to avoid being easily carried off by a thief. You may want to bypass purchasing a safe with a manual combination lock, since employees may not always take the time to re-scramble it after they close the door. Safes with electronic keypads are less likely to be left unlocked. 
  1. Heat and Motion Detectors. These detectors monitor changes in heat and/or motion and respond with an alarm or bright lights. While they can be highly effective, they are not a good idea if you have night shift workers or other security personnel who might trigger the detector after normal business hours. 
  1. Alarm Systems. If you are going to invest in a reliable alarm system, an appropriate choice is one that directly alerts a private security agency or local police station. However, an alarm that rings on the property can also help by either scaring off a burglar or attracting the attention of someone nearby. 

No matter what steps you take to safeguard your business, they should always be accompanied by the proper crime insurance.  Please contact your qualified insurance professionals for more information and to help evaluate your specific needs.

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