Try closing your eyes and mentally listing your living room furnishings or the contents of your jewelry box. If you have trouble coming up with a complete tally, just imagine how difficult it would be to do this after a fire or burglary.
Having a written inventory and even a video of your household valuables can be a prudent, money-saving strategy. Property insurers may be less likely to question claims based on such inventories, particularly if you submit photographs, videos, receipts, or an appraiser’s statement for valuable items.
Make sure to keep a copy of your inventory of household valuables with your insurance agent or in your safe-deposit box. You may want to consult with one of our qualified insurance professionals to help you determine the best way to inventory your family’s possessions.